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Can you buy a house without a down payment in Canada? – Can I buy a house with zero down payment? Troy Champ: At one time, you could buy a home in Canada at zero down. That program’s been removed. The alternative to that program now is what’s called a flex down mortgage. What that means is that you’re able to use a line of credit or credit card or personal loan and use that towards your down payment.
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When you buy a house with low income, you face several obstacles. It’s not easy to save a down payment while renting. And when you earn less, it’s more difficult to keep your bills paid on.
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