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Construction Loans: Which Type Is Best & How to Apply? – Cash Down Payments. With construction loans, banks want the borrower to have some “skin in the game” in the form of a down payment. If you are borrowing on the land as well as the construction, you will typically need to make a substantial down payment.
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We offer a number of construction loans designed to help you finance the building of your new home. For information on construction loans, including the benefits of closing before construction begins, talk with a mortgage loan officer.
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