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Bad credit home loans can be hard to come by, but they are out there. While there's no guaranteed approval for bad credit loans, there are.
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USDA guaranteed home loans can fund only owner-occupied primary residences. Other eligibility requirements include: Applicants with credit scores of 640 or higher receive streamlined processing. Below.
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Loans for people with poor credit history – If you have a poor credit history, then a secured loan provider is more likely to overlook it than an unsecured loan. A secured loan is secured against property, so the provider can mitigate the risk.