A smart way for seniors to tap home equity – CBS News – He took out a reverse mortgage line of credit, but considered it much like a regular home equity loan — he wasn't going to tap it unless he had to.
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Lithonia men plead guilty to mortgage fraud on senior citizens – These reverse mortgages, called refi-reverse mortgages, allow senior citizens to revenue money from the bank for a portion of the equity in the home that they own. In Hull’s case, he was able to avoid.
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HECM is a popular option for senior citizens. If you are 62 or older, are a current homeowner, are residing in your home and have paid off most or all your mortgage or paid down, you can participate in FHA’s HECM program.
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