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When you refinance, your goal is to get a new loan with a lower interest rate to replace your old loan. Just like with your original car loan, the interest rate you pay if you refinance is based largely on your credit score. The higher your credit score, the lower your interest rate is likely to be.
What Credit Score Do I Need for a Car Loan? – fool.com – What Credit Score Do I Need for a Car Loan?. you simply cannot get approved if your credit score is below a certain amount. Auto loans are a different story.. Just because you can get an.
How to Refinance a Car: 12 Steps (with Pictures) – wikiHow – If you plan on trading your car in soon, you are pulling your credit and starting your pay history all over again, which typically means a lowered credit score. Unless you have an outrageous interest rate (something over 8%), and you are positive your credit profile has drastically changed, there isn’t much of a point in the refinance.
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Borrowers thinking about refinancing an auto loan with a poor credit record and low score first need to review both of these items carefully. Your credit score is a very important element of your application to refinance your car loan.
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refinancing mortgage during divorce A refinance involves a borrower obtaining a new mortgage loan to pay off an existing mortgage. Refinances are typically done during a divorce when only one party is keeping the home, and the other.