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The higher the borrower’s credit score, the easier it is to obtain a loan or to pre-qualify for a mortgage. If the borrower routinely pays bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk they are taking on the borrower.
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Mortgage Calculator – Lee's Summit | Summit Lending – Before you start looking for a new home, you need to have an idea of how much you can afford to pay for a home. To find this out, you will need to take a closer look at your total monthly household income as well as the debts and regular monthly payments you are already making.
Adjustable-rate mortgages are making a comeback. But are these loans right for you? – Perhaps most importantly, lenders no longer qualify borrowers on the initial low payment. including a borrower’s credit profile, the size of the loan and down payment, and the type of home. But ARM.
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